Home Insurance

Home Insurance, also known as hazard insurance or homeowners insurance (it also is commonly abbreviated as HOI), is the type of property and casualty insurance that covers private homes. This policy is set in place to cover any losses that happens to an individual’s home, its contents/(personal property within the home), loss of use (additional living expenses) or loss of you named personal property. Also it can cover any liability for which you may have if something were to happen to someone while on your property, or done by someone covered under the homeowners policy. Our agents here at Action Commercial Insurance can take a look at your financial situation and help you decide how much liability coverage you need. HOI or homeowners insurance requires at least one of the named insured on the policy occupy the home/dwelling at all times.